Turning Your Phone Into A Payment Terminal

For decades, accepting card payments has meant bulky machines, tangled cables, and endless rental contracts. Merchants of every size – from solo tradespeople to bustling retail outlets – have relied on EFTPOS terminals to process transactions. But times have changed. Technology has evolved, and so have your customers’ expectations for quick, seamless payments.

Pebl is leading the charge in modernising payment acceptance across Australia. By turning your phone into a payment terminal, Pebl eliminates the need for expensive hardware and streamlines the process so you can accept card payments on your phone in minutes. Whether you’re a mobile business, a charity running a fundraiser, or a shop owner looking to cut costs, Pebl puts the power of payment acceptance right in your pocket.

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The End of the EFTPOS Era

Traditional EFTPOS terminals are expensive, slow to set up, and often more complicated than they need to be. You have to deal with multi-week onboarding, installation appointments, and monthly fees. For many Australian businesses, EFTPOS machines have become an outdated obstacle to getting paid.

Pebl offers a smarter way forward. With no hardware to lease, no technician visits, and no lock-in contracts, you can start taking payments today. The process is as simple as downloading the Pebl app, completing a quick sign-up, and starting to accept payments – all from your phone.

In other words: no need for EFTPOS machines anymore.

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Tap to Pay on iPhone and Tap to Pay on Android

One of Pebl’s most powerful features is its Tap to Pay on iPhone and Android capability. Using the built-in NFC technology already in your smartphone, Pebl lets you take tap payments to your phone instantly.‍

For iPhone users: Pebl integrates with Apple’s Tap to Pay on iPhone technology, meaning you don’t need any extra devices – your iPhone becomes the terminal.

‍For Android users: Pebl turns compatible NFC-enabled phones into fully functioning payment terminals, ready to take contactless card and wallet payments anywhere.

It’s safe, fast, and completely secure, using the same encryption and payment network protections as traditional terminals.

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A Perfect Fit for Modern Business in Australia

Pebl’s flexibility is what makes it so valuable across industries. Here are just a few ways it’s changing the game:

• Trades & Services – Plumbers, electricians, cleaners, and mobile mechanics can take payments on the spot without carrying extra gear.
• Retail – Boutique stores can cut queues by letting staff roam the floor with mobile checkouts.
• Charities & Events – Volunteers can collect donations anywhere, without the need for shared or wired terminals.
• Hospitality Pop-Ups & Markets – Food trucks, market stalls, and pop-up events can process payments without expensive setups.

Wherever you need to accept payments in Australia, Pebl is ready to go – no matter if you’re in a store, at an event, or on the move.

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Why Australian Businesses Are Making the Switch

Pebl isn’t just about replacing an EFTPOS terminal – it’s about giving merchants the tools they need to operate more efficiently and cost-effectively. Here’s why more and more businesses are making the change:

Fast Onboarding – Sign up and start taking payments in as little as five minutes.

No Hidden Costs – Transparent, simple pricing with no monthly terminal rental.

Anywhere, Anytime – As long as you have your phone, you can accept payments – no waiting until you’re back at the shop.

Team Ready – Add unlimited team members so staff or volunteers can take payments on your behalf.

Real-Time Reporting – See transactions instantly from anywhere.

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Security You Can Trust

For many business owners, moving away from a physical EFTPOS machine raises an obvious question: is it safe? The answer is a resounding yes. Pebl’s technology uses bank-grade encryption and is PCI-compliant, meaning your customers’ card data is always protected.

Whether it’s Tap to Pay on iPhone and Android or online payment links, every transaction is securely processed through trusted payment networks – the same ones used by the biggest banks and retailers.

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A Greener Way to Get Paid

Replacing traditional EFTPOS machines with Pebl isn’t just convenient – it’s better for the environment. By using the technology already in your phone, Pebl reduces the manufacturing, shipping, and maintenance footprint of payment hardware. No extra devices mean less e-waste, fewer batteries, and less plastic in circulation.

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How to Get Started

Getting started with Pebl is simple:

Download the Pebl app on your iPhone or Android device.

Sign up in minutes – you’ll need basic business details and your bank account information.

Start taking payments – whether it’s a customer tapping their card or you sending a payment link, you’re ready to go.

From there, Pebl becomes part of your daily toolkit – whether you’re accepting in-person tap payments to your phone or remote payments from customers miles away.

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Pebl vs EFTPOS Terminals – The Difference at a Glance

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FAQs

1. Can I really accept card payments without an EFTPOS machine?
Yes! With Pebl, your iPhone or Android device becomes the payment terminal. Customers tap their card, phone, or wearable directly on your phone, and payments are processed securely.

2. Is Pebl safe for my business and customers?
Absolutely. Pebl is PCI-compliant and uses the same bank-grade encryption as the major banks. Every Tap to Pay or payment link transaction is routed securely through trusted payment networks.

3. How quickly can I start taking payments with Pebl?
You can sign up and start accepting payments in as little as five minutes – no hardware delivery, no technician, and no waiting around.